保护下一代是我们的自然本能
" Almost all animals protect their young from dangers "
An interesting example is the Cichlid fish ( One of which is the common Tilapia ).
Both the male and female take turns to protect their eggs with their fins from above
so as to increase oxygen flow for better egg development and to prevent fungal spores from growing on them. They also eat the unfertilized eggs to prevent contamination for the healthy ones. After the young hatch, the parent continue to care for and protect them. When there is a threat from a predator , they will suck the young into their mouth until the danger is over. Such wonderful devotion!
As Parent, your too would protect your children, For example, you may purchase insurance so that in case something happens to you while they are young, there will at least be cash to provide for their needs, If you have taken insurance, chances are, you may think that you have done enough in providing security to your loved ones by nominating them as your beneficiaries in your insurance policies. THINK AGAIN.
Are your loved ones completely protected when you nominate them as beneficiaries in your insurance policies ? Is that actually enough ? You may want to consider :
* If your spouse is the sole beneficiaries to your insurance policy, what happen to the insurance proceeds upon your spouse passing ?
* If your young children are the beneficiaries, who should claim the insurance proceeds for them in the event both you and your spouse are unable to ?
* Are your beneficiaries mature enough to handle large sum of money from your insurance policy benefits ?
*Is there someone competent enough to assist the beneficiaries ?
THINK IT OVER AND OVER AGAIN.....
YOU CAN PREVENT THESE PROBLEMS WHEN YOU CREATE AN INSURANCE TRUST.CALL ME FOR APPOINTMENT. I PROVIDE FREE CONSULTATION AND NO OBLIGATION.
I'm Steven Chia - Professional Estate & Wealth Planner.
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